Small Business Health Insurance Solutions

With more than forty years of experience providing small businesses with health coverage solutions, we have a number of options for you to consider and can help you make the right decision for your business.

Group Purchasing

Discover cost savings with CHAMPS Group Purchasing! As a CHAMPS GPO member, you pay no fees and can use as many contracts as you want, with no commitments and no penalties. Learn more about how CHAMPS can help your business.

Shop CLE

Looking for a new way to connect to your customers and find new ones? Share your products and services -- and your Cleveland pride -- with a new member benefit from COSE.

COSE Discounts

We have created a number of relationships with local providers of products and services that can be of value to your business. Take a look at our current offerings that will help you save time and money.

Energy Programs and Services

Whether it’s a free energy audit, the opportunity to reduce your purchasing costs or financing and management of an energy efficiency retrofit, COSE members have access to several programs designed to maximize your energy investment.

Workers' Compensation Program

As an employer in Ohio, you need to provide workers compensation coverage for your employees. COSE has managed a group rated workers’ compensation program that can provide up to a 53% savings on your premiums. And, we have a variety of additional savings programs, safety discount programs and other options that can help save you money, even if you don’t qualify for group rating.

Membership Directory

Sometimes you just need to find someone local that can help meet your needs! Search our Membership Directory to connect with other small business owners to obtain their services, seek their input or talk to about doing business with you.

COSE Retirement

COSE Retirement provides clients with peace of mind by offering a seamless 401(k) plan integration between Empower Retirement and your preferred payroll provider* while transferring fiduciary responsibility with a managed investment lineup by Vantage Financial Group, Inc. and plan administration by Trinity Pension Consultants.